The Takaful and Karama Program is one of Egypt’s most important social support initiatives, launched by the Ministry of Social Solidarity to provide financial assistance to low-income families, the elderly, and individuals with disabilities as part of the state’s efforts to ensure a dignified life for all citizens.

Step-by-Step Guide to Apply for Takaful and Karama

Visit the social unit office in your area to submit an application.

Fill out the application form with complete family data, including income and household details.

Submit the required documents to the officer in charge for verification.

The ministry will conduct a social assessment to confirm eligibility.

Once approved, you will receive a smart card (Visa) to withdraw the pension monthly.

Required Documents:

Valid National ID card for both husband and wife.

Birth certificates for all children.

Recent utility bill (electricity, water, or gas).

Proof of school enrollment for children (if applicable).

Medical certificate in case of disability.

Marriage, divorce, or death certificates as applicable.

Who Is Eligible for the Program:

Families without stable income.

Elderly citizens over 65 years old.

People with disabilities.

Widows, divorced women, and female breadwinners.

School-aged children from low-income families.

The pension is distributed monthly via post offices or ATMs using the smart card, and applicants can check their status through the Ministry of Social Solidarity’s official website.